Ornoth

A while back, I came across an article entitled “These are the bad things about early retirement that no one talks about” (sic).

Although I haven’t (to my knowledge) retired, I have some firsthand experience, having successfully avoided working for 11 of the past 18 years. And I don’t think the article contains any significant revelations.

Let’s look at the author’s five main points about early retirement, before I tell you the meaningful lessons I’ve learned from taking time off.

1. You will suffer an identity crisis for an unknown period.

   I think this only applies if you largely derive your identity from your employer. In a time when corporations offer zero loyalty to employees, identifying with an ephemeral job is a dangerous, outdated delusion.

   Since I’ve always had a strong sense of personality outside the workplace, time off didn’t erode my identity. Instead, it gave me the opportunity and time to fully indulge in activities that I valued, which has been extremely rewarding.

2. You will be stuck in your head.

   This problem will only arise if you cannot fill your free time with meaningful activities.

   And even if you can’t, a little time for introspection is probably good for you. But free time usually amplifies our existing inclinations: if you are by nature content, in retirement you’ll find lots of contentment; whereas if you’re a doubtful or insecure type, you'll probably be plagued by lots of doubts and insecurities.

3. People will treat you like a weird misfit.

   If you've lived a full life, you’re probably already used to stepping outside other people’s narrow-minded expectations of you.

   But if you stayed comfortably “inside the box” that society expects, then don’t you think it’s high time you stepped out and tried life as a weird misfit? It’s a lot more interesting!

4. You’ll be disappointed that you aren’t much happier.

   If you’re financially able to retire early, you've probably already discovered the importance of having rational expectations. But if not, let me clarify for you:

   When you retire, you will have lots of free time and the ability to choose how you spend it. Unless you spend that time doing things that make you happy, you won’t be any happier in retirement than you were before.

5. You constantly wonder whether this is all there is to life.

   Yes this is, in fact, all there is to life. And it’s a miracle! You have all the time in the world, financial security, complete freedom, and lots of resources to find how to make that time meaningful and rewarding. If you do nothing but sit on the couch waiting for the world to entertain you, you’re clearly doing it wrong!

So that’s my response to the author’s absurd early retirement handwringing. Let’s dismiss this amateur’s fear-mongering and talk about the real issues surrounding early retirement.

1. The inertia of rest is insidious.

   To be fair, the article’s author kinda dances around this vital life lesson that everyone should bear in mind. Rest, comfort, and sticking with the familiar can be important elements of stability, and can help you break your enslavement to compulsive productivity. But rarely will they provide a sense of achievement, satisfaction, or lasting happiness. A rewarding life requires initiative and effort, not lethargy and passivity.

2. Manage your fear of running out of money.

   There are probably a few people who don’t have to worry about money during their retirement, but for most of us managing our shrinking nest egg will be our single biggest preoccupation.

   It’s important to spend time on financial planning, but it’s just as important to develop the emotional skill of setting those worries aside. Don’t fill all that hard-earned free time with worry, fretting, and panic.

3. Plan for medical expenses.

   The biggest threat to our nest egg is healthcare. Unfortunately, our health—and the amount of money we need for it—are completely unknowable.

   However, that doesn’t mean they’re unmanageable. As a reasonable person, you can soberly address the risks up front, become an informed consumer, obtain professional advice, stick to a plan, and cultivate the trust that you will be able to manage through whatever circumstances arise.

4. Find the right balance between thrift and indulgence.

   Again with money! Though to be honest, these issues aren’t really about money itself, but about how you relate to it.

   My point here is to find a way to relate to money that allows you to plan and feel secure about your future, while also putting your savings to use in service of your own happiness, whatever that looks like.

   It might be travel; it might be charity; it might be assistance for your grandkids. But the important part is relating to your nest egg in a way that’s mature but not obsessive, and fulfilling but not shortsighted.

So there you have it. In a nutshell: take responsibility for how healthily you relate to your most precious resources: time, money, energy, and health.

Last Saturday our dharma book club discussed a book I recommended. This post captures some of that discussion, and why I chose the book I did.

When I was first asked to pick our next book, it was pretty obvious to me what my selection would be: Alan Watts’ “Wisdom of Insecurity”. Written in 1951 by a British scholar in comparative religions, it was one of the first books in English that brought Buddhism to an American audience, including the Beat Generation. More recently, it also played a pivotal role in my own movement toward Buddhism.

Back in 2002, I decided to review my existing philosophical beliefs. In high school, I’d adopted Existentialism after reading Sartre and Camus and Ionesco in French. It had appealed to me as a typically angst-ridden adolescent, but did it still serve me as I approached 40?

Coincidentally, I had just begun blogging here on LiveJournal, so as I spent the next year plowing through Nietzsche and Sartre, I was able to document many of my thoughts along the way. One of the most important of those thoughts came from the following passage in William Barrett’s 1958 book “Irrational Man: A Study in Existential Philosophy”, a book I read in January of 2003.

The Self, indeed, is in Sartre’s treatment, as in Buddhism, a bubble, and a bubble has nothing at its center. But neither in Buddhism nor in Sartre is the Self riddled with negations to the end that we should, humanly speaking, collapse into the negative, into a purely passive nihilism. In Buddhism the recognition of the nothingness of ourselves is intended to lead into a striving for holiness and compassion—the recognition that in the end there is nothing that sustains us should lead us to love one another, as survivors on a life raft, at the moment they grasp that the ocean is shoreless and that no rescue ship is coming, can only have compassion on one another.

That one somewhat convoluted reference was the first I’d heard of any commonality between Buddhism and Existentialism. Apparently, although the two philosophies began with similar assumptions—that there is no paternal creator god, that there is no inherent meaning in life, and that man has no permanent essence that survives his corporeal body—Buddhism offered something that I never got from Existentialism: a positive and ethical way of living one’s life based on those assumptions. That was the seed that got me thinking about looking into Buddhism. You can read my original comments on Barrett’s book here.

Just a few days later, I found myself browsing at a local Barnes & Noble. I’d scanned the entire Buddhist section and gotten nearly to the end of the alphabet without seeing anything that called out to me. Then I saw this tiny little paperback with an eye-searing lime green spine and the words “THE WISDOM OF INSECURITY - ALAN W. WATTS”. The cover blurbs seemed to intuit exactly what I’d spent the previous year looking for, so I immediately picked it up and blew through it.

Watts was the first author I’d read who, rather than restating the existential problem and wringing his hands, provided a rational and fulfilling way to respond to those conditions, without resorting to the self-delusion of unproven faith or its opposite extreme of pessimism and despair.

Even today, I’m stunned by the serendipity and good fortune I had to happen upon that exact book, because it was the perfect gateway to all the wisdom, development, and fulfillment that has followed. You can read my original reaction to the book here.

So that’s why I selected that particular book. It has an immense amount of personal meaning for me.

As you might expect, I was a little anxious about sharing something that personal with others, even my fellow meditators. That feeling was compounded by the long wait: three months passed between when I was asked to select a book and our discussion of it!

However, it didn’t take long to get a reaction. As soon as he learned of my selection, one of the attendees emailed back: “AMAZING selection!!!!!!! I will definately [sic] be there. I cannot express how amazing this book is to read.” Okay, that’s one solid vote of confidence!

Another one came a few weeks later. Socializing after a sitting at CIMC, one of the attendees showed me her copy of the book and mentioned that she was enjoying it. That’s two!

But as she flashed the book, its amazingly ugly lime green and purple patterned cover caught the eye of the woman who had officiated at the evening’s meditation. She recognized it immediately and also effused about it, indicating that, like me, it had played a big part in her coming to Buddhism. That really made me much more confident about the selection, since she’s a longtime practitioner who is known for managing CIMC’s “sandwich retreat”.

By the time our book club discussion came around, even the woman who hosts the group made a point of letting me know that she was enjoying the book. So I was able to go into the meeting without too much self-consciousness about it.

That’s not to say that the book received unalloyed praise. Watts’ language was both commended (in his choice of metaphors and images) and critiqued (in his tangential rants and sometimes inaccessibly complex sentence structure).

Eleven people attended the meeting, and about half had read the book, which is a bit better than normal. Let me gloss over a few of the topics that came up during the discussion.

One comment that was repeatedly made was how pertinent Watts’ words are today, even sixty years after he wrote them. He wrote about consumerism and how everyone was chasing the newest, best television. It stunned us that in 2010, we’re still being sold new and supposedly much better televisions, just as was the case back in 1951! He also anticipated our need for ever more rapid and imposing forms of entertainment. He could surely have been talking about last week in this passage:

There is, then, the feeling that we live in a time of unusual insecurity. In the past hundred years so many long-established traditions have broken down—traditions of family and social life, of government, of the economic order, and of religious belief. As the years go by, there seem to be fewer and fewer rocks to which we can hold, fewer things which we can regard as absolutely right and true, and fixed for all time.

We spent some time talking about how religious faith can be a comfort, but once it has been pierced by skepticism, you can’t ever restore that belief. That harkens back to my own feeling that you cannot simply decide what you believe; belief is not an object to be so simply controlled, and you can do little more than discover and perhaps indirectly influence what you believe. As one attendee put it: the challenge of Watts’ book is how to stay connected with modern reality in the absence of mollifying religious faith, without being scared.

Another big theme that people pulled out was that our feelings of insecurity are the direct result of the fact that we want security. If you want something, by definition it is something that you feel you do not have now, so the more desperately we seek security, the more insecure we feel. This was likened to the concept of the “power of attraction”, where one must be careful to cultivate the vision of having what one wants, not the wanting itself, because focusing your energy on the wanting presumably reinforces your yearning and the absence of the thing you’re after.

Our discussions also circled around the Buddhist concept of conditioned behavior, and the large degree to which our actions can be reduced to a response to the situation we are in, based on patterns of behavior that have been successful for us in the past. Where this got interesting was our realization that as dharma friends, we are each providing conditioning factors for one another, and hopefully influencing one another such that we will all make wiser, compassionate, and more fulfilling decisions in the future.

Another amusing tangent had us discussing the idea that on average, your friends are more popular than you are. This is mathematically true, because we all tend to be friends with outgoing people who are already very popular.

Obviously, the discussion was much broader than those few items, but I wanted to capture those in particular, and they’ll also give you a flavor for where we went with it. Overall, the discussion stayed pretty well on-topic, and people kept returning to the book and reading key passages aloud, since Watts’ prose is eminently quotable.

In preparation for the book club, I re-read “Wisdom of Insecurity” myself last week. After three readings, almost every single page has something highlighted on it. It’s an extremely dense book in terms of the profundity of its concepts, and I feel that although it’s only a thin 150-page paperback, one could easily base a semester’s study around it.

I wanted to highlight a few things that I got from this most recent reading that I didn’t mention in the book club discussion.

Here’s a great passage, where Watts begins by commenting on our impossible and irrational desire for permanence:

For it would seem that, in man, life is in hopeless conflict with itself. To be happy, we must have what we cannot have. In man, nature has conceived desires which it is impossible to satisfy. To drink more fully of the fountain of pleasure, it has brought forth capacities which make man more susceptible to pain. It has given us the power to control the future but a little—the price of which is the frustration of knowing that we must at last go down in defeat. If we find this absurd, this is only to say that nature has conceived intelligence in us to berate itself for absurdity. Consciousness seems to be nature’s ingenious mode of self-torture.

In other words, if we’re intelligent enough to realize the futility of our plight, we must then be nature’s way of mocking itself! When I read this section about the basic absurdity of humanity’s quest for meaning, seeking pleasure, and avoiding pain, I realized that the best way to think about life is as a Zen koan. There is no answer! And any attempt to arrive at one rationally is bound to fail. Life is a paradox; accept it and move on!

Another passage:

To understand that there is no security is far more than to agree with the theory that all things change, more even than to observe the transitoriness of life. The notion of security is based on the feeling that there is something within us which is permanent, something which endures through all the days and changes of life. We are struggling to make sure of the permanence, continuity, and safety of this enduring core, this center and soul of our being which we call “I”.

What leaps out at me from this section is the absurdity (again) of feeling that one has to prop up or defend something that we’ve defined as eternal and immutable. How ridiculous! If there is some permanent “I” within us, then what need does it have for defense? If such a thing existed, it would persist irrespective of anything we did or did not do.

Watts spends a great deal of time on the importance of living the present moment fully, and not letting desired future states obscure our ability to enjoy and be fully present with what is. The difference between someone who perpetually looks for fulfillment in the future and someone who lives for the present couldn’t be more poignant than in this passage about death:

When each moment becomes an expectation life is deprived of fulfillment, and death is dreaded for it seems that here expectation must come to an end. While there is life there is hope—and if one lives on hope, death is indeed the end. But to the undivided mind, death is another moment, complete like every moment, and cannot yield its secret unless lived to the full.

This passage shows how the fear of death is mostly rooted in the fact that it signals the end of our ability to expect a better, more pleasant future. It shows that by a simple change of mindset, we can begin to leave this fear behind. Imagine having a relationship with death that wasn’t dominated by fear!

Then there’s this little zinger. Compare the following passages:

If it is true that man is necessarily motivated by the pleasure-pain principle, there is no point whatsoever in discussing human conduct. Motivated conduct is determined conduct; it will be what it will be, no matter what anyone has to say about it. There can be no creative morality unless man has the possibility of freedom.

That citation, which says that ethics and morality make no sense if man doesn’t have the freedom to make choices, is from “Wisdom of Insecurity”. Then:

You are deluded to assume that you are reading this of your own free will. My friend, you had no choice but to read this! Will is not the action of a being; it is the end product of a process. […] Whatever you do is just a result of complex programming.

This counterpoint is from Ajahn Brahm’s book on jhana practice, “Mindfulness, Bliss, and Beyond”, which I reviewed here. Ajahn Brahm subscribes to the view that free will is an illusion, and that our behavior and apparent choices are indeed fully determined by present conditions and our past conditioning. I’d love to get these two in a room and ask them to debate the topic of choice. Or maybe not…

Finally, consider Watts’ description of hell:

Hell, or “everlasting damnation” is not the everlastingness of time going on forever, but of the unbroken circle, the continuity and frustration of going round and round in pursuit of something which can never be attained.

I might clarify this definition of hell as threefold, comprised of seeking for pleasure but remaining unfulfilled, running from pain but never being able to avoid it, and looking to the future for fulfillment without ever being present at that future. As such, I think this is a perfectly apt description of many people’s lives, and a good way to understand why a lot of people find themselves frustrated, angry, self-absorbed, and suffering from existential angst.

In conclusion, I have to once again say how delighted I am with “Wisdom of Insecurity”, and how heartily I recommend it to others. It’s amusing, quotable, succinct, and very deeply profound. It impresses me as much today, after seven years of Buddhist study and practice, as it did on day one.

I am truly amazed that it was written sixty years ago, by someone who was only 36 years old. It contains an amazing amount of wisdom in a very tidy little package. Well, except for the single ugliest cover ever created by man.

Ironically, one final surprise is that all that wisdom didn’t necessarily help its author. In the ’60s, long after this book was published, Alan Watts experimented with mescaline and LSD, and became something of an advocate of marijuana. He became an alcoholic, went through three marriages, and died of heart failure at 58 years of age.

But then it is the nature of all things to change, isn’t it?