A while back, I came across an article entitled “These are the bad things about early retirement that no one talks about” (sic).

Although I haven’t (to my knowledge) retired, I have some firsthand experience, having successfully avoided working for 11 of the past 18 years. And I don’t think the article contains any significant revelations.

Let’s look at the author’s five main points about early retirement, before I tell you the meaningful lessons I’ve learned from taking time off.

  1. You will suffer an identity crisis for an unknown period.

    I think this only applies if you largely derive your identity from your employer. In a time when corporations offer zero loyalty to employees, identifying with an ephemeral job is a dangerous, outdated delusion.

    Since I’ve always had a strong sense of personality outside the workplace, time off didn’t erode my identity. Instead, it gave me the opportunity and time to fully indulge in activities that I valued, which has been extremely rewarding.

  2. You will be stuck in your head.

    This problem will only arise if you cannot fill your free time with meaningful activities.

    And even if you can’t, a little time for introspection is probably good for you. But free time usually amplifies our existing inclinations: if you are by nature content, in retirement you’ll find lots of contentment; whereas if you’re a doubtful or insecure type, you'll probably be plagued by lots of doubts and insecurities.

  3. People will treat you like a weird misfit.

    If you've lived a full life, you’re probably already used to stepping outside other people’s narrow-minded expectations of you.

    But if you stayed comfortably “inside the box” that society expects, then don’t you think it’s high time you stepped out and tried life as a weird misfit? It’s a lot more interesting!

  4. You’ll be disappointed that you aren’t much happier.

    If you’re financially able to retire early, you've probably already discovered the importance of having rational expectations. But if not, let me clarify for you:

    When you retire, you will have lots of free time and the ability to choose how you spend it. Unless you spend that time doing things that make you happy, you won’t be any happier in retirement than you were before.

  5. You constantly wonder whether this is all there is to life.

    Yes this is, in fact, all there is to life. And it’s a miracle! You have all the time in the world, financial security, complete freedom, and lots of resources to find how to make that time meaningful and rewarding. If you do nothing but sit on the couch waiting for the world to entertain you, you’re clearly doing it wrong!

So that’s my response to the author’s absurd early retirement handwringing. Let’s dismiss this amateur’s fear-mongering and talk about the real issues surrounding early retirement.

  1. The inertia of rest is insidious.

    To be fair, the article’s author kinda dances around this vital life lesson that everyone should bear in mind. Rest, comfort, and sticking with the familiar can be important elements of stability, and can help you break your enslavement to compulsive productivity. But rarely will they provide a sense of achievement, satisfaction, or lasting happiness. A rewarding life requires initiative and effort, not lethargy and passivity.

  2. Manage your fear of running out of money.

    There are probably a few people who don’t have to worry about money during their retirement, but for most of us managing our shrinking nest egg will be our single biggest preoccupation.

    It’s important to spend time on financial planning, but it’s just as important to develop the emotional skill of setting those worries aside. Don’t fill all that hard-earned free time with worry, fretting, and panic.

  3. Plan for medical expenses.

    The biggest threat to our nest egg is healthcare. Unfortunately, our health—and the amount of money we need for it—are completely unknowable.

    However, that doesn’t mean they’re unmanageable. As a reasonable person, you can soberly address the risks up front, become an informed consumer, obtain professional advice, stick to a plan, and cultivate the trust that you will be able to manage through whatever circumstances arise.

  4. Find the right balance between thrift and indulgence.

    Again with money! Though to be honest, these issues aren’t really about money itself, but about how you relate to it.

    My point here is to find a way to relate to money that allows you to plan and feel secure about your future, while also putting your savings to use in service of your own happiness, whatever that looks like.

    It might be travel; it might be charity; it might be assistance for your grandkids. But the important part is relating to your nest egg in a way that’s mature but not obsessive, and fulfilling but not shortsighted.

So there you have it. In a nutshell: take responsibility for how healthily you relate to your most precious resources: time, money, energy, and health.

When we love someone, we hold their story within our hearts. When they pass, it’s incumbent upon us to bring that story forth and hold it shining like a gemstone for all to see.

Thus, I have to tell Grady’s story.

Two years after my first cat passed away, I was ready to add a new member to my household. In September of 2007 I went to the MSPCA’s Angell Memorial shelter and met a little gray cat. When I petted him, he had a very loud, easy purr, and I decided that he was the one.

The tag on his cage said his name was “Grady”, which is strange, because the previous owner had written “Grey” on the info sheet when she surrendered him. Of course, the tag also said he was “about 3 years old”, when the owner had said “one year”.

Grady
Grady perched
Grady belly
Grady boxed
Grady's neighborhood
Grady leaps
Grady snuggling
Grady Schemes
Grady begging

I’d thought I was getting an adult cat, but he really wasn’t much more than a kitten, and he had the energy and temperament to match. In the early years, he would often full-on attack me, drawing blood mostly with his teeth. When I got an animal behaviorist in, she tried to play with him until he was exhausted, but after 90 minutes of that without pause, she declared him “99th percentile”.

It got to the point where I was almost convinced that I would have to get rid of him, but we persevered, and I found that putting him in isolation when he misbehaved finally got the message through. He even figured out that if he really needed to play, he could come up to me, sit up on his haunches, and beg with his hands together. And if I wasn’t paying attention, he could tap my elbow with his paw first.

Play for him meant jumping for bouncing ping pong balls or leaping for potholders tossed like frisbees. He even played with little toy cars, rolling them around on the hardwood floor! But his favorite toys were the rubber wristbands that used to be popular; he’d run and chase them, then chew them up until they were destroyed. If you threw his stuffed toy pheasant, he’d run after it at full tilt, grab it with his forepaws, and do a complete somersault before administering a killing bite and bunny-hop kicks.

As he matured, he mellowed and came to trust me completely. Of course, whenever I came home, I could expect him to trot up and meet me at the door. He’d come snuggle any time I was on the couch, or nestle in the crook of my arm as I sat up in bed reading. If I was working at my desk, he’d come drape himself over my shoulder. We even got to the point where I could reliably hold him in my arms and rub his belly.

He was a good leaper, jumping across the kitchen from the island counter to the top of the fridge. He’d also jump several feet up and grab onto “his” particular part of the brick wall separating the kitchen and living room, or atop his scratching post. Every time I was on the toilet, we’d have to play grab-tag in the gap beneath the bathroom door. With people and loud noises, he was absolutely fearless… He had only one mortal fear: tinfoil!

Another daily ritual was feeding time. He was fed twice a day by an automatic feeder, and really knew how to tell time! Two hours before dinner, he’d start nosing around. With an hour to go, he would constantly prowl around. With 20 minutes left, he was downright agitated. And as feeding time neared, he’d pace around the feeder in high excitement, often biting it. I told him, “Don’t bite the device that feeds you!”, but that particular lesson didn’t seem to sink in very well. I think he knew exactly what it meant when I sang the “It’s almost time!” dinner song for him.

Speaking of music, Grady had both his own song, poem, and a special rhyming haiku. The song goes like this:

Grady, Grady, Grady cat:
Him not no average little ’fraidy-cat,
But him meows like a little lady cat…

His poem is:

My cat is full of grayness,
From his whiskers to his anus;
It seems to be quite painless.

And that rhyming haiku? Voilà:

My cat’s named Gradle;
He ate a raisin bagel:
It wasn’t fatal.

Perhaps his most unique trick was this: when he was watching you, if you held your hand out and rubbed your fingers together, his eyes would slowly close, as if from happiness. Very strange, but cute!

I’ve included a few good photos in this post, but I really suggest checking out all of Grady’s photos on Flickr. There are some real special pictures in that collection that capture his personality.

None of that, of course, says much about what he meant to me. Let’s just say he was a dear, dear friend, who made every day much better than it would have been without his warm presence.

So, what happened, and why is he gone?

On September 4th, we celebrated the seventh anniversary of his adoption with the traditional wet food treat. He was due for inoculations, so six days later I took him to the vet for his annual checkup. At that point, everything seemed fine, and continued that way for the following week.

The eighth day after his vaccination was Thursday the 18th, and he was his usual active self. The next day, he was lethargic and (for the only time in his life) ambivalent about food. I decided that I’d bring him to the vet if he didn’t improve overnight.

Since he didn’t improve, I brought him in to the vet first thing Saturday morning. He had quite a fever, so they kept him until 4pm, giving him IV fluid and antibiotics.

At the end of the day, he hadn’t improved, and since the vet was closing and wouldn’t be open on Sunday, they advised me to bring him to the animal hospital at Angell Memorial: the same shelter I’d adopted him from.

After an anxious cab ride, I brought him into Angell Saturday night. The doctor planned to run a bunch of tests and give him more fluid and antibiotics, which meant Grady would probably be in the hospital for a couple days.

Sunday his temperature had come down a little, but he wasn’t eating. All the tests they ran came back with only minor variations from normal. More tests needed to be done.

On Monday morning his temperature was back within the normal range. Monday afternoon I got a call from the doctor saying that he seemed normal and stable, but he still wouldn’t eat for them. Given that, she suggested I bring him home, in hopes that he’d be more comfortable and more liable to eat in a familiar environment. I just needed to wait a couple hours for them to get him ready to go, until 8:30pm.

At home, I cleaned out his food, water, and litter containers, in hopeful anticipation of his return. At 8pm, just as I was getting ready to leave, I received a telephone call from the woman who was getting him ready. “He’s in respiratory arrest. Do you want us to resuscitate him? We need an answer right now.”

What? But his fever had broken! The vet had pronounced him stable! Four days previously, he had been a lively and happy cat! And he was only eight years old! This wasn’t supposed to happen!

I was utterly staggered. Grady had spent three days in the hospital, but they had absolutely no idea what was wrong with him. The woman on the phone tried to be tactful while reminding me that even if they resuscitated him, it was likely to be only a temporary, short-term thing. Could I ask Grady to go through more trauma than he’d already endured? Was this his way of telling me that he’d had enough?

In the end, I took it as a sign that it was time for me to let him go. I told them not to resuscitate. They called back five minutes later to tell me that he was gone.

Grady—my lovely baby!—was gone!

I spent most of that night howling the horrible animal pain I felt. The comments I got from friends on Facebook were helpful, albeit to a limited extent. The next day, when I talked to the doctor, I agreed to spend the money to perform a necroscopy seeking answers about why he died.

Ultimately, the necroscopy was of no more use than any of the veterinarians who had treated him. Grady had a few minor health issues, but they found nothing life-threatening. Was his death due to a reaction to his vaccines? Was there anything the vets didn’t do (or anything they did) which contributed to his demise? There was simply no evidence to base an opinion on.

So now he’s gone, and we will never know why. It sucks mightily that we had such a short time together. I was so happy, and I really expected to have a lot more than just seven short years with him.

One of the most difficult emotions is my sense of responsibility for his unexpected and premature death. I mean, I used to look him in the eyes and tell him, “I *own* you…” And he trusted me so meekly when I brought him to the vet for his checkup. And yet, twelve days later he was dead, despite my feebly ineffective good intentions. And his well-being was 100 percent my responsibility. That guilt tears me up from the inside.

The condo, without him and all the cardboard boxes, the toys strewn all over, the food, water, and litterbox: it feels as if I’ve had a roommate move out. The place is silent and empty and lifeless. It might seem odd that living alone feels so radically different than living alone *with a cat*, but so it is. While my friends’ sympathy certainly helps, life just isn’t the same without my lovable little guy.

Seven weeks before Grady’s illness, I rode in my last Pan-Mass Challenge, and spent Sunday night after the ride at my hotel in Sandwich, on Cape Cod. Monday morning, my support person and I went and explored the Sandwich boardwalk, a quarter-mile foot bridge crossing a tidal marsh, connecting a parking lot to the town beach. After storm damage, it had been rebuilt in 1992 and again in 2013 with money raised by allowing people to purchase inscriptions in each wooden plank of the deck.

As we walked along, we read a sampling of planks. As I neared the beach end of the boardwalk, my eyes landed on one which simply read: ♥ U GRADY. Whatever the original intention had been, the plank reminded me of my little roommate, whom I hadn’t seen for four days. For all the feelings that reminder of him evoked, I stopped to snap a picture of it.

I didn’t know then that Grady had only a few weeks left to live.

That photo I impulsively took is now a very poignant memory and perhaps a fitting memorial in honor of my trusting and faithful little roommate, for whom I held so much affection, and who had brought so much warmth and joy into my life. Blessed be, my little one! I’m so, so sorry.

(heart) U GRADY

I really enjoyed reading “Incognito: The Secret Lives of the Brain” by neuroscientist David Eagleman, so much so that I’ll probably return to it again and again as time goes by.

It is an interesting overview of the current state of our knowledge about the brain, and Eagleman’s views on the implications both for society as well as for the individual.

Incognito

One of his premises is that most of the things that make us who we are occur below the level of conscious thought. We already knew that vast swaths of the brain control autonomic behavior, but Eagleman asserts that more of the things we consider “us”—including our behavior, beliefs, motivations, and what we are allowed to think—are learned and burned into the brain’s circuitry at a level that is simply inaccessible to conscious inspection, modification, or control.

To paraphrase the popular philosopher Hamlet, “There are more things in your speech and behavior, Horatio, than are thought up in your consciousness.”

I find this dovetails nicely with the Buddhist belief that the unexamined life is ruled by long-established habit patterns from our past, and that most of our behavior is a straightforward, linear result of the coming together of conditions: specifically the intersection of those established personality patterns with the external conditions we find ourselves in.

Amusingly, this echoes something I theorized a good 30 years ago. In a document I titled “Orny’s Hypotheses”, entry number one reads as follows:

No organized religion can never reflect the true beliefs of its nominal adherents, for each such individual must learn the tenets of the religion from an external source and accept them without any possible reservation. In truth, individuals cannot consciously modify or mold their beliefs; faith comes from within the individual, and what is in his heart is his true faith, no matter what his professed faith. This faith may be discovered through introspection and be consciously acknowledged or it may remain hidden in the subconscious of the individual. One cannot decide what one believes, merely discover it, although this does not prohibit change in beliefs over time.

Getting back to Eagleman, his view of the human mind differs greatly from the popular conception of a single conscious entity. He regards the brain as what he terms “a team of rivals”. In his mind, the brain has different factions, each of which wants to influence the mind’s single output channel: our behavior. Even the language is familiar to us: we’re “of two minds” because part of us wants to eat that bowl of ice cream, but part of us says we shouldn’t. Rather than a unified single computing machine, the brain is more like a parliament or a family. But your conscious mind is only made aware of this when there’s an unresolvable conflict between factions that requires an arbiter, when a decision needs to be made.

All this sounds like Eagleman has a dim view of our vaunted concept of free will. We think we’re in control of our body and our mind and our personality, but that is largely false. Freedom—choosing to think and act in ways that are not influenced (if not determined) by our biological, chemical, and material makeup—is an illusion.

Eagleman diverges briefly into a discussion of the implications this has for criminal justice, based as it is on guilt, blameworthiness, and personal responsibility. For most people, there is an ethical difference between a responsible person committing a premeditated crime and someone whose brain chemistry causes them to perform socially proscribed actions. As we understand the brain better, our justice system should drop such outdated concepts as blame, responsibility, and punishment in favor of altering the criminal’s conditioning and mental habits such that in the future they will act in accordance with the law.

The thread that most interests me in Eagleman’s book is his demonstration that who you are and what you think is extremely closely tied to the chemical and biological state of your brain. He illustrates how easily the brain can be changed by various means: narcotics, viruses, genetics, neurotransmitters, hormones. We tend to think that we all share the same basic brain function and capacity, but that’s very much not true. We aren’t even guaranteed that our own brain performs consistently from day to day. And those changes can have dramatic effects upon our personality, outlook, opinions, speech, and behavior.

At the same time, Eagleman isn’t a strict material reductionist. While we are inseparable from our physical componentry, he views consciousness as a kind of emergent property that might indeed be something greater than the sum of its parts. But the parts are a whole lot more important than we’ve been led to believe.

For me, the book prompted a lot of soul-searching (or mind-searching). It brings up the idea that the ego—the self—is ultimately nothing more than a very convincing illusion. In that respect, I must admit that it’s a much more accessible introduction to that concept than all the esoteric writings and talks I’ve seen regarding the Buddhist concept of not-self.

Most people have a visceral reaction against the idea that who we are is wholly determined by this three-pound bag of neurons. After all, their sense of self is real and immediate, and giving up that view comes with a very powerful sense of loss. Perhaps future humans will equate those emotions with what people felt back in the 17th century when Galileo’s observations disproved the Ptolomaic view that Earth was the center of the universe.

Over time, that earlier fall from primacy opened our eyes to the incomprehensible scale and majesty of the solar system, our galaxy, and the known universe. If neuroscience winds up evicting our conscious minds from the central seat of our internal world, it will simultaneously reveal the brain’s truly incomprehensible complexity and renew our sense of wonder at the unbelievable natural achievement that is the human mind.

I’d like to know “what you think”.

Sorry this one’s late. That’s material for a subsequent post…

What do you most want to be remembered for?
I’d like to be remembered for founding an online community that successfully encouraged and nurtured hundreds of aspiring amateur writers. I’d like to be remembered by everyone associated with that community for my wisdom and leadership in running that group.
 
What quotation best fits your outlook on life?
Honestly, I don’t think there’s any one quote, but there have been plenty of good examples among the philosophical treatises I’ve posted here (friends-only) over the past 18 months.
 
What single achievement are you most proud of in the past year?
I don’t know as there’s one single one. I’m pleased with how I ran the 2003 Dargon Writers’ Summit. I’m naturally pleased with my cycling, which included climbing Evans Notch and doing the 200-mile PMC ride, which also included my fundraising for the Jimmy Fund. I’m also particularly proud of how well I’ve done in graphic design school. But in addition, I’m also pleased with my philosophical investigations and exploration of Zen, my participation in Boston’s war protests, my Web work for Onyx, and my administration of DargonZine’s advertising campaign on Google. And I’m especially pleased when I look back at how successful my social life has been over the past year.
 
What about the past ten years?
Well, again, there’s several things. Ten years is a long time. It would be impossible to overemphasize my return as editor and my leadership of DargonZine. There’s also my work for Sapient, which in addition to being very lucrative, offered me the opportunity to work on some of the most prestigious Web projects on the planet, such as National Geographic’s Web site, online banking, online brokerages, and much more. There’s my move into Boston and then my subsequent condo purchase. There’s my evolution as a person and the gradual increase in “healthiness” of my relationships, which is a particular point of pride.
 
If you were asked to give a child a single piece of advice to guide them through life, what would you say?
I think the most important thing is to be aware that you’re responsible for your own life and your own happiness. Don’t do anything just because other people expect it of you; do it because you know it’s going to make you happier. Enjoy each day, rather than always live for a tomorrow that never comes because there are always more tomorrows to worry about. Make all your decisions based on the criteria of having absolutely nothing to regret when you’re on your deathbed looking back at your life.

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